Spoiler alert: It’s not a promise for a “new credit identity.” READ MORE… Powered by...
This Is How You Get a Perfect 850 Credit Score
In the world of credit, establishing a credit score of 850 is like being granted a lifetime achievement award. Both FICO and Vanguard—widely used credit-scoring models—consider 850 to be the highest...
Here’s Why Your Credit Score Is Dropping for “No Reason”
You consider yourself responsible with credit: You pay your bills on time and you don’t rack up any major credit card debt. And since you’re looking to apply for a mortgage sometime in...
The Worst Savings Advice Experts Have Ever Heard
Even if you’ve just started to save for a big purchase like a home or for retirement, you’ve probably already run into plenty of bad advice. Everyone, especially your family, seems to...
This Is What Happens to Your Credit Score When You Only Use Your Debit Card
Maybe you’re afraid of racking up too much debt. Or, perhaps you fall into an “anti-credit card” category who loathes the potential of paying interest. It could just be that your...
7 Money-Making Apps to Download Right Now
Coming up with a down payment for your first home is no easy task. In fact, according to a recent study from HotPads, renters spend about six and a half years saving up before they have enough. (I...
The Hot New Trend for Married Couples? Roommates
It’s not unusual to live with a roommate to cut down costs. Hey, life is expensive! But 2018 demonstrated that an unlikely population is taking on roommates in order to make ends meet: married...
6 Free Apps That Will Help You Save Money
Amassing enough cash for a down payment on a house could be considered one of our generation’s greatest day-to-day struggles. There are some clever ways to come up with a sizable chunk of...